About Us


On October 29, 1962, Edmundo F. Unson, Sr. together with other businessmen founded The Mercantile Insurance Co., Inc.

The early years of Mercantile were spent in the bustling district of Escolta, Manila and five (5) years later, transferred to Juan Luna, Binondo. In 1975 it built and found its current home in the historic Walled City of Intramuros.

Through the years, its volume of business grew and this necessitated the setting up of regional offices in Cebu, Davao, Bacolod, Cagayan De Oro, San Fernando-Pampanga, Calabarzon, Dagupan, Legaspi and soon will open more in progressive areas.

Mercantile’s Retained Premiums grew from P255 Million in 2013 to P570 Million in 2016. Likewise, its Total Assets rose from P 800 Milllion to P1.3 Billion.

It kept its strong reputation of providing excellent and personalized service both retail and corporate accounts.

Today, Mercantile has reached another milestone in the annals of the company history. It was acquired by partnership with Camerton Incorporated, the holding company of Cirtek Holdings Philippines Corporation, Figaro Coffee, Tien Ma’s, Angel’s Pizza.

With the coming in of the new partner, The Mercantile Insurance Co., Inc. will assert its position to be one of the most stable, dynamic and respected names in the non-life insurance industry.

Mission Statement

– is a non-life insurance company

– committed to the pursuit of LEADERSHIP, EXCELLENCE and COMPETENCE.

– is prepared to provide the best service responsive to the needs of our insuring public.

– is a quality team built on self-discipline, mutual respect, trust, pride and shared goals. Our culture encourages initiative and personal risk, high energy, enthusiasm and fun.

– fosters timely decisions. We are ready to meet challenges, opportunities and changes.

– is conscious of our obligations to society and shareholders, We are committed to provide our shareholders reasonable or equitable return of their investments.

– We are The Mercantile Insurance Co., Inc., Security and Protection Guaranteed.

Board of Directors

Roberto Juanchito T. Dispo
Chairman / Director

Melecio C. Mallillin
President / Director

Justin T.Liu
Vice President / Director

Brian Gregory T. Liu

Michael Stephen T. Liu
Treasurer / Director

Jerry S. Liu

Nelia Tan Liu

Sigrid Von D. De Jesus
Corporate Secretary


Melecio C. Mallillin

Francisco P. Ramos
Executive Vice President

Leticia G. Valenzuela
Sr. Vice President – Sales and Marketing

Josel N. Ramirez
Sr. Vice President – Accounting and Collection

Felix C. Borja
Sr. Vice President – Claims

Frederic R. Sta. Ana
Vice President – Regional Operation

Arnulfo M. Bauto
Asst. Vice President – Underwriting

Remedios F. Carbero
Asst. Vice President – Non-Fire

Jose Simeon A. Claridades
Asst. Vice President – Sales & Marketing

Maria Celia C. Lorenzo
Sr. Manager – Gen. Services & Bldg. Admin.

Michael L. Fadriquela
Sr. Manager – Collection

Atty. Robert Jay T. Lim
Sr. Manager – Bonds, Legal & Recovery

Maricel W. Cahanding
Sr. Manager – Makati (Sales & Product Dev’t)

Paula Angela C. Maribao
Sr. Manager – Claims

Gilbert Emerson L. De Luna
Sr. Manager – Fire Underwriting

Mary Anne M. Labao
Sr. Manager – Information & Communications Technology

Amor C. Solomon
Manager – Human Resources

Carlota S. Reyes
Manager – Agency Sales

Chyster R. Samuya
Manager – Broker Sales

George N. Castro
Manager – Makati Office/Broker Sales

Rizza A. Yu
Manager – Makati Office/Agency Sales

Cherry Bee A. Atienza
Manager – Makati Office

Jerico J. Pelo
Manager – Audit


Private Commercial Banks/
Corporations/Financing Institution

Banco de Oro
Bank of Commerce
Bank of Phil. Islands
BPI Family Bank
Chevron Phils.
China Bank
Citibank NA
Citystate Savings Bank
East West Bank
Filipino Financial Corp.
Metropolitan Bank & Trust Company
Orix Metro Leasing & Finance Corp.
Finance Corp.
Penta Capital Finance
Petron Corporation
Philippine Savings Bank
Robinsons Savings Bank
Security Bank
Trust Company
Sterling Bank of Asia
Toyota Financing Services
Union Bank

Government Entities

Civil Aeronautics Board
Department of Finance
Department of Justice
Local Water Utilities Administration
National Food Authority
Philippine National Oil Co.
Social Security System

Mercantile Offices

Mr. Reynaldo P. Mañalac
Senior Vice President – Senior Adviser
Makati Office
No. 1 Constellation St. corner Makati Avenue, Makati City
Tel. Nos. (02) 839-1373 / (02) 839-1377 / (02) 839-1379

Mr. Philip B. Villanueva
Regional Manager
Calabarzon Office
2/F Sta. Cecilia Business Center,
Brgy. Parian, Calamba, Laguna
Tel. Nos. (049) 545-3545/ (049) 545-6703

Ms. Leticima C. Guinoo
Regional Manager
Central Luzon Reg. Office
G/F LC Building, Olongapo-Gapan Road
Dolores, San Fernando, Pampanga
Tel. Nos. (045) 961-5190/ 860-2191 / 300-2411

Ms. Lenita M. Afundar
Regional Manager
Legazpi Regional Office
No. 205 R.R. Sarte Building
Quezon Avenue, Legazpi
Tel. Nos. (052) 480-8474

Ms. Miriam S. Sison
Regional Manager
Northern Luzon Regional Office
No. 05 G/F Coquia_Javier Bldg.,
Zamora St., Dagupan
Tel Nos. (075) 522-1442 / 515-5468

Ms. Ma. Corazon J. Jochico
Regional Manager
Western Visayan Reg. Office.
Door No. 6, Pace Building, Lacson St.
Bacolod St.
Tel. Nos. (034) 434-6480/ 434-6481/ 435-0284

Mr. Alvin G. Tentativa
Assistant Manager
Eastern Visayas Reg. Office
G/F CRM Bldg., Escario Cor. Molave Sts., Lahug
Cebu City
Tel. Nos. (032) 233-9643/ 233-9646 / 234-2667

Mr. Rudyard P. Palada
Regional Manager
Iloilo Service Office
Door No. 2 G/F A &A Bldg.,
Quezon St. Iloilo City
Tel. Nos. (033) 336-2358

Mr. Rey F. Garces
General Santos Regional Office
G/F SAFI Bldg. Magsaysay Ave. corner
Mansanitas St., General Santos City
Tel Nos. (083) 552-2505

Mr. Jose Ma. J. Dadivas
Micro Insurance Department
Door 3, Geocadin Bldg.,No. 41
Mabini St., Bacolod City
Tel. Nos. (034) 433-8511/ 433-8512

Ms. Marie Betsy Salilo
Asst. Manager
Northwestern Mindanao Regional Office
3/F 52 Business Center., Justo Gaerlan St.
Cagayan de Oro City
Tel. Nos. (088) 856-5043/ 272-7862

Mr. Erchell D. Agdon
Regional Manager
Southeastern Mindanao
CVA Building GF Door #24, J-P Laurel Ave.
Bajada, Davao City
Tel. Nos. 082-226-4216/300-4286

2/F Door 203 DCT-MPC Bldg.
Kristo Rey Cmpd., Rizal St.,
Tagum City
Tel. Nos. (084)655-9626

Mr. Jador N. Toboso
Branch Head (Consultant)
Unit C Gif Plaza
Victoria, Angeles City 2009
Tel. Nos. (045)304-2353

Mr. Marcos C. Liamson Jr.
Branch Head
Unit 3 K. Point Commercial Center Pilahan
Sabang/Ayala Hiway Lipa City Batangas
Tel. Nos. (043)733-9008


Indicators of Growth